Author [ES] [CA] [PL] [PT] [IT] [DE] [FR] [NL] [DK] [NO] [GR] [TR] Topic: Garage insurance.  (Read 825 times)

0 Members and 1 Guest are viewing this topic.

Offline skinneroo

  • Tiger Master
  • ****
  • Posts: 441
  • Bike: tiger road
  • Location: Derbyshire
Garage insurance.
« on: February 02, 2019, 10:01:15 PM »
My current home insurance only covers my garage contents up to 2000.
This is way too low and the insurers won't increase it.
My question is, does anyone know of a garage contents only policy?
I've tried an online search,to no avail. :003:

Offline samsgrandad

  • Tiger Master
  • ****
  • Posts: 411
  • Bike: Tiger 800 roadie
  • Location: Somerset
Re: Garage insurance.
« Reply #1 on: February 07, 2019, 07:28:43 PM »
Have you looked to change insurers? Some companies have a garage limit of 5k.

The other way would be to see if you could specify some of the items on an 'all risks' policy, depending on what you are looking to cover.

Offline skinneroo

  • Tiger Master
  • ****
  • Posts: 441
  • Bike: tiger road
  • Location: Derbyshire
Re: Garage insurance.
« Reply #2 on: February 09, 2019, 06:21:55 PM »
Yeah, going to look at that when the insurance is up for renewal.

Online Stevie.P

  • Tiger Jedi
  • *****
  • Posts: 2656
  • Bike: 2015 Tiger XRt
  • Location: Plymouth, UK
Re: Garage insurance.
« Reply #3 on: February 09, 2019, 11:37:41 PM »
*Originally Posted by skinneroo [+]
My current home insurance only covers my garage contents up to 2000.

Is there a reason you haven't simply registered your bike insurance as 'garaged' which would surely cover its value. The only downside, AIUI not having a garage, is if registered as garaged then it has to be in there every time within something like 300m of home, even something like leaving it outside the garage when home during daytime or after washing etc., will invalidate the insurance cover if there was an incident and they found out.
Also owned my 1979 Bonnie T140E from new!

We don't stop playing because we grow old .. WE GROW OLD BECAUSE WE STOP PLAYING!!!


Offline skinneroo

  • Tiger Master
  • ****
  • Posts: 441
  • Bike: tiger road
  • Location: Derbyshire
Re: Garage insurance.
« Reply #4 on: February 10, 2019, 08:17:35 AM »
*Originally Posted by Stevie.P [+]
Is there a reason you haven't simply registered your bike insurance as 'garaged' which would surely cover its value. The only downside, AIUI not having a garage, is if registered as garaged then it has to be in there every time within something like 300m of home, even something like leaving it outside the garage when home during daytime or after washing etc., will invalidate the insurance cover if there was an incident and they found out.

It's the amount of tools and equipment I have that I need to cover.

Online Stevie.P

  • Tiger Jedi
  • *****
  • Posts: 2656
  • Bike: 2015 Tiger XRt
  • Location: Plymouth, UK
Re: Garage insurance.
« Reply #5 on: February 10, 2019, 08:46:08 AM »
*Originally Posted by skinneroo [+]
It's the amount of tools and equipment I have that I need to cover.

OK, makes sense. :028:
Also owned my 1979 Bonnie T140E from new!

We don't stop playing because we grow old .. WE GROW OLD BECAUSE WE STOP PLAYING!!!


Offline SJW

  • Tiger Cub
  • *
  • Posts: 11
  • Bike: Tiger 800
  • Location: Austria/ Baston
Re: Garage insurance.
« Reply #6 on: April 27, 2019, 09:29:53 PM »
you could just insure your tools, go through a trade insurance company.  I insured all my tools seperate to my van insurance, classed as tools in transit but my mate insured his garage tools seperately.
No experience is ever wasted.

Offline skinneroo

  • Tiger Master
  • ****
  • Posts: 441
  • Bike: tiger road
  • Location: Derbyshire
Re: Garage insurance.
« Reply #7 on: April 27, 2019, 09:38:10 PM »
*Originally Posted by SJW [+]
you could just insure your tools, go through a trade insurance company.  I insured all my tools seperate to my van insurance, classed as tools in transit but my mate insured his garage tools seperately.
:028:Thanks, will give them a try.

 


Recent Topics